Since 1985, KWA & Assocs. Co., LPA has been a leader in the legal collections industry, focused on the efficient and augmented recovery of our clients’ debt portfolios, all while maintaining the highest ethical and legal compliance standards and respecting the rights of consumer and commercial debtors alike. KWA provides a wide range of services, with a primary focus on legal collections, judgment attainment and enforcement, counterclaim defense, foreclosure, bankruptcy, replevins, mechanic’s liens and real estate title work. KWA is at the industry forefront in utilizing the latest technology in all facets of representation, from a proprietary collection software program and utilization of numerous collection tools available through relationships with third party vendors, to a cutting edge cloud based phone, computing and data storage system. KWA employs an educated, diverse, well-trained and highly skilled workforce, enthusiastic about providing our clients with professional and blue chip representation. KWA maintains a long-tenured client base throughout numerous industries, including but not limited to the state of Ohio, multiple Ohio cities and villages, national banks, credit unions, credit card companies, national home and auto lenders and finance companies of all sizes, apartment owners and landlords, colleges and universities, commercial equipment manufacturers and suppliers, advertisers, doctors, dentists and lawyers. So contact KWA today and let us help you and your business recover what you are owed.

Industries Represented

  • Automobile Loans and Leases
  • State & Municipal Income Tax Debt
  • Credit Cards
  • Student Loans (tuition & federal guaranteed loans)
  • Equipment Rentals, Leases & Repairs
  • Retail Consumer Loans & Accounts
  • Commercial Loans & Accounts


  • Skip-tracing/Asset Searches
  • Written Demand for Payment
  • Telephonic Demand for Payment by Experienced Debt Collectors
  • Collection Litigation
  • Post Judgment Executions
  • Replevin
  • Mechanics’ Liens
  • Counterclaim Defense

Our Fees
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Our Fees

Our fees are competitive and conform to industry standards. In most instances, the following fee arrangements are available:

1. Collection matters are handled on a contingency fee basis, but an hourly option is available and sometimes requested by clients who hold large balance claims. At a clients’ request, fees for collection matters can be billed on a per item flat fee basis for letters, pleadings, motions, and executions.

2. Uncontested foreclosures and related bankruptcy and eviction matters are most often billed on a flat fee basis according to the Fannie Mae guidelines. Contested matters, and counterclaims, generally require additional flat fee or hourly billing, subject to client approval;

3. Uncontested replevin cases are also handled on a flat fee basis. If the right to recover possession is opposed, the matter is converted to an hourly fee basis, upon client approval;

4. Mechanic’s lien matters are treated the same as replevin cases, unless they involve multiple properties, or otherwise relate to unusual subject matter;

5. Our firm is also pioneering the availability and use of alternative fee arrangements (“AFA’s”) for legal services that have traditionally been billed hourly. The availability of AFA’s is a product of our firm’s ambition to deliver legal services in an efficient and cost-effective manner, and help clients more effectively forecast and contain costs. AFA’s are available for an ever expanding range of matters, including litigation defense, discovery disputes, and appellate practice.